MERIDIAN
Compliance & Insurance

Everything procurement Googles before approving a vendor.

Insurance limits, workers' comp structure, background-check tiers, vendor-portal compatibility, chemical and equipment standards. One page. Plain English. Documented before day one.

Insurance coverage

$2M general liability + $5M umbrella.

Workers' comp on every crew. COI on file before day one. Additional insureds, waiver of subrogation, and primary / non-contributory language available on request.

General liability
$2M per occurrence / $4M aggregate. Premises, operations, and completed-operations coverage included.
Umbrella
$5M umbrella over GL, auto, and employer's liability.
Auto
$1M combined single limit on owned, hired, and non-owned vehicles.
Crime / employee dishonesty
$100K bond standard, higher limits available on request for financial and high-value office accounts.
Workers' comp

Per-crew coverage. Not a ghost-only policy.

Statutory workers' compensation on every assigned staff member, with employer's liability at $1M / $1M / $1M. OSHA 300/300A logs maintained and made available to your EHS lead on request.

Specialty trades (window at height, restoration, regulated chemistries) flex through a vetted partner bench — also named, also on our COI, also W-2 with their own coverage.

Background checks

Three tiers. Default by industry.

Background level matches the building. Tier 2 is standard at no upcharge for portfolio accounts.

Tier 1 — Standard

7-year criminal (county + federal), national sex offender registry, SSN trace, motor vehicle record where required. Default for office, dealership, manufacturing.

Tier 2 — Clinical / Financial / K–12

Tier 1 plus DCFS CANTS clearance, civil records search, education and employment verification, healthcare sanctions check (OIG/SAM). Default for medical, schools, daycare, law, financial.

Tier 3 — Cleared

Tier 2 plus credit history, fingerprint-based criminal record check, NDA on file, custom firm-side language vetted by your risk team. Available on request.

Vendor portal compatibility

5 business days to onboarded.

We complete your portal — documents uploaded, COI placed, insurance attestations signed — within 5 business days of access.

  • Vendormate
  • ISN
  • Avetta
  • Browz
  • Veriforce
  • ComplyWorks

If your portal isn't listed, we'll onboard within 5 business days.

Chemical & equipment standards

What's on the cart, and why.

  • Green Seal / EPA Safer Choice products available on request — at no upcharge for medical, daycare, and K–12 accounts.
  • EPA List N disinfectants logged with dwell time per turnover — spray-bottle labeling per OSHA HazCom.
  • Color-coded HACCP microfiber program — separate kits per zone, never crossed.
  • Pro-Team backpack vacuums with HEPA filtration, walk-behind autoscrubbers, hot-water truck-mount carpet extractors — pad and chemistry choices documented per substrate.
  • SDS sheets accessible in the janitor closet at every site, not filed in an office somewhere.
Sample COI

See the certificate before you ask.

A redacted sample certificate of insurance with our standard limits and additional-insured endorsement language is available on request.

Bad cleaning doesn't fail. It compounds.

Send us your scope and we'll send a real number back. Or book a 15-minute walkthrough — we bring a notepad and a camera, not a sales deck.

How Meridian operates

Crew model

Your recurring crew is W-2 Meridian, named in the contract. Specialty trade work — restoration, glass at height, regulated trades — flexes through a vetted partner bench, also named, also on our COI.

Insurance
$2M / $5M

General liability + umbrella. COI on file before day one, renewals tracked on our calendar.

Escalation
<4 hours

Named account manager, not a ticket queue. Re-clean or credit when something is wrong — your call.